2026 editorial shortlist
Cards for Gas
Get more back every time you fill up.
Gas is a consistent monthly expense that adds up. Published gas cards earn 2-5% back, and several have no annual fee.
These editorial shortlists compare published reward rates, annual fees, spending caps, and practical usage constraints. They are not personalized optimizer rankings, and affiliate relationships do not determine the ordering.
Editorial picks
Featured pick
Costco Anywhere Visa
Citi
$0 with Costco membership
4% on gas and EV charging (5% at Costco pumps) on up to $7,000/year, then 1%.
BofA Customized Cash
Bank of America
$0
3% on a category of your choice (gas). BofA Preferred Rewards members get up to 5.25%.
Wells Fargo Autograph
Wells Fargo
$0
3x on gas plus transit, dining, travel, and streaming. No cap.
Amex Blue Cash Preferred
American Express
$95/year
3% on gas, plus 6% on groceries and 6% on streaming.
Tips
Pay-at-pump transactions usually code as gas stations. Convenience store purchases inside may code differently.
The Costco Anywhere Visa’s 4% gas rate is capped at $7,000/year in combined gas and EV spend. If you spend more, pair it with another gas card.
EV charging stations may or may not code as gas — check with your card issuer.
Complete setup
Cards selected for one category rarely make the strongest modeled overall wallet.
These editorial picks focus on gas, but the modeled combination depends on your total spending across every category. The optimizer models eligible combinations and tells you whether its result was proven optimal within that run's inputs or was the strongest valid setup found before timeout.
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Not financial advice. OptimalCardSetup provides mathematical optimization tools for educational and informational purposes only. This does not constitute financial, investment, or credit advice. Card rates, fees, and benefits shown are last checked as of Aug 2, 2026. Terms may change — always verify current details with the card issuer before applying.