US Bank Altitude Go
US Bank
No annual feeUS Bank Altitude Points3% foreign feeVisaGood
View issuer offerComparison brief
US Bank Altitude Go vs. Capital One Savor
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Short answer: Altitude Go has the higher dining rate, but the Savor fits more everyday spending. Both charge $0, and we count no credits on either card (the Go’s $15 streaming credit counts for $0 because it takes 11 consecutive months of eligible streaming purchases to earn). The Go pays 4x on dining and fast food up to $2,000 a quarter, then 1x, and 2x on groceries, streaming, gas, and EV charging, in points we value at one cent each. The Savor pays 3% cash back on dining (fast food included), groceries, streaming, and entertainment. Hand-calculated, the Go beats the Savor on dining and fast food while you spend under about $1,000 a month combined, ties at that level, and falls behind above it; it also leads on gas and EV charging (2x against the Savor’s 1%). Choose the Go if your dining is modest and you drive a lot. Choose the Savor if groceries, streaming, and entertainment matter, or you eat out heavily. The Go charges a 3% foreign transaction fee; the Savor charges none. The head-to-head run below solves both cards against your own spending.
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Overview
Capital One Savor
Capital One
No annual feeCash BackNo foreign feeMastercardGood
View issuer offerSome links are affiliate links. Depending on the program, we may receive compensation when you click, apply, or are approved, at no additional cost to you. Commissions are not solver inputs or ranking criteria; issuer terms, eligibility, channel offers, and your assumptions control the modeled result. Read the affiliate disclosure
Which wins on my spending?
Runs the optimizer on these two cards alone, one card allowed, against your own monthly spending.
Earn rates
Everyday categories
Capital One Entertainment
- US Bank Altitude Go
- 1x
- Capital One Savor
- 8%
Dining
- US Bank Altitude Go
- 1x
- Capital One Savor
- 3%
Entertainment (excludes movies, live events, Capital One Entertainment)
- US Bank Altitude Go
- 1x
- Capital One Savor
- 3%
EV Charging
- US Bank Altitude Go
- 2x
- Capital One Savor
- 1%
Gas stations (excluding Costco Gas)
- US Bank Altitude Go
- 2x
- Capital One Savor
- 1%
Groceries — in store
- US Bank Altitude Go
- 2x
- Capital One Savor
- 3%
Groceries — online
- US Bank Altitude Go
- 2x
- Capital One Savor
- 3%
Streaming
- US Bank Altitude Go
- 2x
- Capital One Savor
- 3%
Everything else
- US Bank Altitude Go
- 1x
- Capital One Savor
- 1%
| Category | US Bank Altitude Go | Capital One Savor |
|---|---|---|
| Capital One Entertainment | 1x | 8% |
| Dining | 1x | 3% |
| Entertainment (excludes movies, live events, Capital One Entertainment) | 1x | 3% |
| EV Charging | 2x | 1% |
| Gas stations (excluding Costco Gas) | 2x | 1% |
| Groceries — in store | 2x | 3% |
| Groceries — online | 2x | 3% |
| Streaming | 2x | 3% |
| Everything else | 1x | 1% |
Issuer travel portals 3 categories — only earned when you book through that issuer’s portal
Capital One Travel - Hotels
- US Bank Altitude Go
- —
- Capital One Savor
- 5%
Capital One Travel - Rental Cars
- US Bank Altitude Go
- —
- Capital One Savor
- 5%
Capital One Travel - Vacation Rentals
- US Bank Altitude Go
- —
- Capital One Savor
- 5%
| Category | US Bank Altitude Go | Capital One Savor |
|---|---|---|
| Capital One Travel - Hotels | — | 5% |
| Capital One Travel - Rental Cars | — | 5% |
| Capital One Travel - Vacation Rentals | — | 5% |
These cards earn different reward currencies, so no highest rate is labeled; a larger multiplier does not necessarily mean more value. Listed rates can still be subject to portal, spending-cap, or category-selection rules; review each card's details before deciding.
Credits and benefits
Streaming Credit
- US Bank Altitude Go
- $0/yr estimated usableUp to $15/yrConditional
- Capital One Savor
- —
Estimated usable credit value
- US Bank Altitude Go
- —
- Capital One Savor
- —
Maximum face value
- US Bank Altitude Go
- $15/yr
- Capital One Savor
- —
| Credit | US Bank Altitude Go | Capital One Savor |
|---|---|---|
| Streaming Credit | $0/yr estimated usable Up to $15/yr Conditional | — |
| Estimated usable credit value | — | — |
| Maximum face value | $15/yr | — |
Estimated usable value applies the same conservative assumptions used by the optimizer. Maximum face value assumes every listed credit is used in full.
Find your modeled setup
The optimizer searches eligible portfolios against your stated spending—not just two cards at a time—and reports whether the result was proven within the selected catalog and run inputs.
Run the optimizer — free