Card economics
US Bank Altitude Go
Annual fee
No annual fee
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Welcome offers change frequently — check the issuer's page for the current offer.
Earn rates
| Category | Rate |
|---|---|
| Dining | 4xUp to $NaN/yr shared, then 1x |
| Fast Food | 4xUp to $NaN/yr shared, then 1x |
| Groceries — in store | 2x |
| Groceries — online | 2x |
| Streaming | 2x |
| Gas stations (excluding Costco Gas) | 2x |
| EV Charging | 2x |
| Everything else | 1xBase rate |
Spending caps
| Category | Bonus rate | Annual cap |
|---|---|---|
| Dining | 4x | $NaN/yrThen 1x |
| Fast Food | 4x | $NaN/yrThen 1x |
After reaching the annual cap, spending in that category earns at the lower “after cap” rate. The optimizer automatically handles cap overflows.
Fee calculator
Sticker Fee
$0/yr
Credits
-$0
Effective Fee
$0
Credits & Benefits
Max: $15/yr · annual
$15 annual streaming credit after 11 consecutive months of eligible recurring streaming purchases.
Catalog record last reviewed Aug 2, 2026. Issuer terms and available offers control and may change.
Next step
One card is a start. The modeled setup is the whole wallet.
The US Bank Altitude Go might be useful on its own, but the modeled combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal within that run's inputs or is the strongest valid setup found before timeout.
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