$95/yrMarriott BonvoyNo foreign feeVisaGood
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Marriott Bonvoy Boundless vs. World of Hyatt
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Both hotel co-brand cards charge an identical $95 annual fee, but they earn in nearly opposite shapes. Marriott Bonvoy Boundless pays a strong 2x on everything by default and 3x on groceries, gas, and dining up to a shared $6,000/year cap; World of Hyatt pays a plain 1x by default but adds an uncapped 2x on dining, flights, transit, and gym memberships. Which wins depends less on hotel loyalty than on how your everyday spend is shaped.
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Overview
World of Hyatt Card
Chase
$95/yrWorld of HyattNo foreign feeVisaGood
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Which wins on my spending?
Runs the optimizer on these two cards alone, one card allowed, against your own monthly spending.
Earn rates
Everyday categories
Dining
- Marriott Bonvoy Boundless
- 2x
- World of Hyatt Card
- 2x
Fitness / Gym
- Marriott Bonvoy Boundless
- 2x
- World of Hyatt Card
- 2x
Flights outside issuer portals
- Marriott Bonvoy Boundless
- 2x
- World of Hyatt Card
- 2x
Hyatt Properties
- Marriott Bonvoy Boundless
- 2x
- World of Hyatt Card
- 4x
Marriott Properties
- Marriott Bonvoy Boundless
- 6x
- World of Hyatt Card
- 1x
Transit
- Marriott Bonvoy Boundless
- 2x
- World of Hyatt Card
- 2x
Everything else
- Marriott Bonvoy Boundless
- 2x
- World of Hyatt Card
- 1x
| Category | Marriott Bonvoy Boundless | World of Hyatt Card |
|---|---|---|
| Dining | 2x | 2x |
| Fitness / Gym | 2x | 2x |
| Flights outside issuer portals | 2x | 2x |
| Hyatt Properties | 2x | 4x |
| Marriott Properties | 6x | 1x |
| Transit | 2x | 2x |
| Everything else | 2x | 1x |
These cards earn different reward currencies, so no highest rate is labeled; a larger multiplier does not necessarily mean more value. Listed rates can still be subject to portal, spending-cap, or category-selection rules; review each card's details before deciding.
Credits and benefits
Annual Free Night Award
- Marriott Bonvoy Boundless
- $150/yr estimated usableUp to $250/yrEasy to use
- World of Hyatt Card
- —
Airline Statement Credit
- Marriott Bonvoy Boundless
- $50/yr estimated usableUp to $100/yrConditional
- World of Hyatt Card
- —
Annual Free Night (Cat 1-4)
- Marriott Bonvoy Boundless
- —
- World of Hyatt Card
- $100/yr estimated usableUp to $150/yrEasy to use
Estimated usable credit value
- Marriott Bonvoy Boundless
- $200/yr
- World of Hyatt Card
- $100/yr
Maximum face value
- Marriott Bonvoy Boundless
- $350/yr
- World of Hyatt Card
- $150/yr
| Credit | Marriott Bonvoy Boundless | World of Hyatt Card |
|---|---|---|
| Annual Free Night Award | $150/yr estimated usable Up to $250/yr Easy to use | — |
| Airline Statement Credit | $50/yr estimated usable Up to $100/yr Conditional | — |
| Annual Free Night (Cat 1-4) | — | $100/yr estimated usable Up to $150/yr Easy to use |
| Estimated usable credit value | $200/yr | $100/yr |
| Maximum face value | $350/yr | $150/yr |
Estimated usable value applies the same conservative assumptions used by the optimizer. Maximum face value assumes every listed credit is used in full.
Find your modeled setup
The optimizer searches eligible portfolios against your stated spending—not just two cards at a time—and reports whether the result was proven within the selected catalog and run inputs.
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