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Comparison brief

IHG One Rewards Premier vs. Marriott Bonvoy Boundless

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Both are $95-$99 mid-tier hotel co-brand cards, but only one of them behaves like a hotel card. IHG One Rewards Premier pays 5x on nearly every travel category (flights, hotels of any brand, car rentals, cruises, and direct-booked activities) plus dining and gas — a broad travel-and-dining card that happens to also earn 10x at IHG properties. Marriott Bonvoy Boundless keeps its bonus concentrated: 6x at Marriott properties only, with everything else limited to a 2x baseline or a capped 3x on groceries, gas, dining, and fast food.

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