Card economics
Marriott Bonvoy Boundless
Annual fee
$95/yr
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Earn rates
| Category | Rate |
|---|---|
| Everything else | 2xBase rate |
Spending caps
| Category | Bonus rate | Annual cap |
|---|---|---|
| Groceries - In-Store | 3x | $6,000/yrThen 2x |
| Groceries - Online | 3x | $6,000/yrThen 2x |
| Gas / EV | 3x | $6,000/yrThen 2x |
| Dining | 3x | $6,000/yrThen 2x |
After reaching the annual cap, spending in that category earns at the lower “after cap” rate. The optimizer automatically handles cap overflows.
Fee calculator
Sticker Fee
$95/yr
Credits
-$200
Effective Fee
$0
Credits & Benefits
Max: $250/yr · annual
Free night at properties up to 35,000 Marriott points. Awarded after account anniversary. Value depends on hotel chosen (~$150-$250).
Max: $100/yr · annual
Two separate $50 statement credits: $50 after $250 spend by 12/31/2026, another $50 after $250 spend 1/1-6/30/2027.
Card terms verified Jul 20, 2026 against official issuer sources.
Next step
One card is a start. The optimal setup is the whole wallet.
The Marriott Bonvoy Boundless might be great on its own, but the best combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal or is the best setup found within the time limit.
Run the optimizer — free