PayPal Cashback Mastercard
PayPal
MastercardCash BackGood credit requiredNo annual feeApply Now
Earn Rates
| Category | Rate |
|---|---|
| Online Retail | 3% |
| Everything else | 1.5% |
Card terms verified Jul 11, 2026 against official issuer sources.
Advertiser Disclosure: Some links on this page are affiliate links. If you click and are approved for a card, we may receive compensation — at no additional cost to you. Our optimization results are determined solely by mathematical optimization and are never influenced by affiliate relationships. Full disclosure
Next step
One card is a start. The optimal setup is the whole wallet.
The PayPal Cashback Mastercard might be great on its own, but the best combination depends on your total spending. The optimizer evaluates every possible pairing to find the mathematically proven best setup.
Run the optimizer — free