Comparison brief
Delta SkyMiles Gold vs. Delta SkyMiles Platinum
Both cards share the same 2x rate on dining and groceries — the $200 gap between Gold ($150) and Platinum ($350) mostly buys a 3x direct-hotel rate and a companion certificate after renewal, not a bigger everyday multiplier. Gold's credits (hotel bookings, a spend-threshold flight credit, rideshare) are all modeled as hard to use; Platinum has no flight credit, but swaps in a hard-to-use Resy dining credit plus an easy-to-use Global Entry/TSA PreCheck credit worth about $30/year, so the decision comes down to hotel spend and how much a companion certificate is worth to you.
2/4 selected
Find your modeled setup
The optimizer searches eligible portfolios against your stated spending—not just two cards at a time—and reports whether the result was proven within the selected catalog and run inputs.
Run the optimizer — free