Card economics
Delta SkyMiles Platinum
Annual fee
$350/yr
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Earn rates
| Category | Rate |
|---|---|
| Travel - Hotels | 3x |
| Dining | 2x |
| Groceries - In-Store | 2x |
| Groceries - Online | 2x |
| Everything else | 1xBase rate |
Fee calculator
Sticker Fee
$350/yr
Credits
-$30
Effective Fee
$320
Credits & Benefits
Max: $150/yr · annual
Up to $150/year back on prepaid Delta Stays hotel bookings. Must book via Delta Stays.
Max: $120/yr ($10/mo) · monthly
$10/month back on U.S. rideshare purchases (Uber, Lyft, etc). Enrollment required; no rollover.
Max: $120/yr ($10/mo) · monthly
$10/month back at 10,000+ qualifying U.S. Resy restaurants. Enrollment required.
Max: $120/yr · every_4_years
$120 statement credit for Global Entry, or up to $85 for TSA PreCheck, application fee. Once every 4 years (~$30/yr effective).
Card terms verified Jul 20, 2026 against official issuer sources.
Next step
One card is a start. The optimal setup is the whole wallet.
The Delta SkyMiles Platinum might be great on its own, but the best combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal or is the best setup found within the time limit.
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