Card economics
Delta SkyMiles Platinum
Annual fee
$350/yr
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Welcome offers change frequently — check the issuer's page for the current offer.
Earn rates
| Category | Rate |
|---|---|
| Hotels outside issuer portals | 3x |
| Other Delta Purchases | 3x |
| Delta Airfare | 3x |
| Dining | 2x |
| Groceries — in store | 2x |
| Groceries — online | 2x |
| Everything else | 1xBase rate |
Fee calculator
Sticker Fee
$350/yr
Credits
-$30
Effective Fee
$320
Credits & Benefits
Max: $150/yr · annual
Up to $150/year back on prepaid Delta Stays hotel bookings. Must book via Delta Stays.
Max: $120/yr ($10/mo) · monthly
$10/month back on U.S. rideshare purchases (Uber, Lyft, etc). Enrollment required; no rollover.
Max: $120/yr ($10/mo) · monthly
$10/month back at 10,000+ qualifying U.S. Resy restaurants. Enrollment required.
Max: $120/yr · every_4_years
$120 statement credit for Global Entry, or up to $85 for TSA PreCheck, application fee. Once every 4 years (~$30/yr effective).
Catalog record last reviewed Aug 2, 2026. Issuer terms and available offers control and may change.
Next step
One card is a start. The modeled setup is the whole wallet.
The Delta SkyMiles Platinum might be useful on its own, but the modeled combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal within that run's inputs or is the strongest valid setup found before timeout.
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