Comparison brief
Chase Freedom Unlimited vs. Chase Freedom Flex
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Freedom Unlimited and Freedom Flex share the same $0 fee and the same 3x dining, 3x drugstore, and 5x Chase Travel portal rates — so the usual category-by-category comparison is a wash. The real split is underneath: Unlimited earns a flat 1.5% on everything else with nothing to manage, while Flex drops that floor to 1% but adds 5% rotating quarterly categories you have to activate yourself.
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