Card economics
Chase Freedom Unlimited
Annual fee
No annual fee
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Welcome offers change frequently — check the issuer's page for the current offer.
Earn rates
| Category | Rate |
|---|---|
| Chase Travel - Flights | 5xPortal only |
| Chase Travel - Hotels | 5xPortal only |
| Chase Travel - Rental Cars / Activities | 5xPortal only |
| Dining | 3x |
| Drugstores | 3x |
| Everything else | 1.5xBase rate |
Catalog record last reviewed Aug 2, 2026. Issuer terms and available offers control and may change.
Next step
One card is a start. The modeled setup is the whole wallet.
The Chase Freedom Unlimited might be useful on its own, but the modeled combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal within that run's inputs or is the strongest valid setup found before timeout.
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