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Comparison brief

Capital One Venture X vs. Citi Strata Elite

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Two premium travel cards that both lean on portal bookings, but structure the bet differently. Venture X keeps it simple — flat 2x everywhere plus a $300 travel credit that covers most of its $395 fee — while Strata Elite charges $200 more, at $595, for steeper portal rates and a longer, more conditional list of credits.

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