Card economics
Robinhood Gold Card
Waitlist
Robinhood rewards are modeled at 1 cent per point when redeemed as brokerage cash. An individual investing account is required, and statement-credit redemption has a lower value.
Annual fee
$50/yr
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Welcome offers change frequently — check the issuer's page for the current offer.
Earn rates
| Category | Rate |
|---|---|
| Robinhood Travel - Flights | 5xPortal only |
| Robinhood Travel - Hotels | 5xPortal only |
| Everything else | 3xBase rate |
Fee calculator
Sticker Fee
$50/yr
Credits
-$0
Effective Fee
$50
Credits & Benefits
Max: $50/yr · annual
$50/yr annual Gold subscription. The card has no fee of its own but requires Gold ($50/yr annual plan, $60/yr monthly plan). If you already pay for Gold, the card fee is effectively $0.
Catalog record last reviewed Aug 2, 2026. Issuer terms and available offers control and may change.
Next step
One card is a start. The modeled setup is the whole wallet.
The Robinhood Gold Card might be useful on its own, but the modeled combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal within that run's inputs or is the strongest valid setup found before timeout.
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