Comparison brief
Discover it Chrome vs. Discover it Cash Back
Discover's two flagship no-annual-fee cards share a credit-score-accessible approval bar and the same first-year cash back match, but they earn very differently outside that. Discover it Chrome pays an automatic 2% on gas stations, EV charging, dining, and fast food (two of those four combined, capped at $1,000/quarter, then 1%) with nothing to select each quarter. Discover it Cash Back pays a flat 1% on everything this app models, plus a 5% rotating category that changes quarterly and requires manual activation — a bonus this app doesn't count toward its modeled rate because it can't be predicted from a static spend profile.
2/4 selected
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