Amex Green
Amex
$150/yrAmex Membership RewardsNo foreign feeAmexUsually needs 670+
No longer offered
View issuer offerComparison brief
Amex Green vs. Amex Gold
Browse all comparisons
Amex closed the Green Card to new applicants in July 2026, so this comparison is most useful if you already hold Green and are weighing Gold. Both are Membership Rewards cards from the same family, but Green spreads a flat 3x across travel, transit, and dining for a $150 fee, while Gold narrows to 4x on dining and groceries for $325. Gold backs the higher fee with an Uber Cash credit and a monthly dining credit that are both modeled as easy to use, unlike Green’s harder-to-redeem CLEAR Plus credit.
2/4 selected
Ready
Overview
Amex Gold
Amex
$325/yrAmex Membership RewardsNo foreign feeAmexUsually needs 670+
View issuer offerSome links may become affiliate links; today none pay us. Commissions are not solver inputs or ranking criteria; issuer terms, eligibility, channel offers, and your assumptions control the modeled result. Read the affiliate disclosure
Which wins on my spending?
Runs the optimizer on these two cards alone, one card allowed, against your own monthly spending.
Earn rates
Everyday categories
Dining
- Amex Green
- 3x
- Amex Gold
- 4xHighest
Flights outside issuer portals
- Amex Green
- 3x
- Amex Gold
- 3x
Hotels outside issuer portals
- Amex Green
- 3xHighest
- Amex Gold
- 1x
Other travel outside issuer portals
- Amex Green
- 3xHighest
- Amex Gold
- 1x
Tours & Activities (booked direct)
- Amex Green
- 3xHighest
- Amex Gold
- 1x
Transit
- Amex Green
- 3xHighest
- Amex Gold
- 1x
Travel - Car Rentals / Agencies / Cruises
- Amex Green
- 3xHighest
- Amex Gold
- 1x
Travel - Vacation Homes
- Amex Green
- 3xHighest
- Amex Gold
- 1x
Everything else
- Amex Green
- 1x
- Amex Gold
- 1x
| Category | Amex Green | Amex Gold |
|---|---|---|
| Dining | 3x | 4xHighest |
| Flights outside issuer portals | 3x | 3x |
| Hotels outside issuer portals | 3xHighest | 1x |
| Other travel outside issuer portals | 3xHighest | 1x |
| Tours & Activities (booked direct) | 3xHighest | 1x |
| Transit | 3xHighest | 1x |
| Travel - Car Rentals / Agencies / Cruises | 3xHighest | 1x |
| Travel - Vacation Homes | 3xHighest | 1x |
| Everything else | 1x | 1x |
Issuer travel portals 6 categories — only earned when you book through that issuer’s portal
Amex Travel - Car Rentals / Cruises
- Amex Green
- 3xHighest
- Amex Gold
- 2x
Amex Travel - Flights
- Amex Green
- 3x
- Amex Gold
- 3x
Amex Travel - Hotels
- Amex Green
- 3x
- Amex Gold
- 5xHighest
Bilt Travel - Flights
- Amex Green
- 3xHighest
- Amex Gold
- 1x
Bilt Travel - Hotels
- Amex Green
- 3xHighest
- Amex Gold
- 1x
United Renowned Hotels & Resorts
- Amex Green
- 3xHighest
- Amex Gold
- 1x
| Category | Amex Green | Amex Gold |
|---|---|---|
| Amex Travel - Car Rentals / Cruises | 3xHighest | 2x |
| Amex Travel - Flights | 3x | 3x |
| Amex Travel - Hotels | 3x | 5xHighest |
| Bilt Travel - Flights | 3xHighest | 1x |
| Bilt Travel - Hotels | 3xHighest | 1x |
| United Renowned Hotels & Resorts | 3xHighest | 1x |
Highest marks the highest listed rate, on each card that ties for it; a row where every card ties is not marked. Muted figures are base rates. Listed rates can still be subject to portal, spending-cap, or category-selection rules; review each card's details before deciding.
Credits and benefits
CLEAR Plus Credit
- Amex Green
- $0/yr estimated usableUp to $219/yrConditional
- Amex Gold
- —
Uber Cash
- Amex Green
- —
- Amex Gold
- $60/yr estimated usableUp to $120/yrEasy to use
Dining Credit
- Amex Green
- —
- Amex Gold
- $120/yr estimated usableEasy to use
Resy Dining Credit
- Amex Green
- —
- Amex Gold
- $0/yr estimated usableUp to $100/yrConditional
Dunkin' Credit
- Amex Green
- —
- Amex Gold
- $0/yr estimated usableUp to $84/yrConditional
The Hotel Collection Credit
- Amex Green
- —
- Amex Gold
- $0/yr estimated usableUp to $100/yrConditional
Estimated usable credit value
- Amex Green
- $0/yr
- Amex Gold
- $180/yr
Maximum face value
- Amex Green
- $219/yr
- Amex Gold
- $524/yr
| Credit | Amex Green | Amex Gold |
|---|---|---|
| CLEAR Plus Credit | $0/yr estimated usable Up to $219/yr Conditional | — |
| Uber Cash | — | $60/yr estimated usable Up to $120/yr Easy to use |
| Dining Credit | — | $120/yr estimated usable Easy to use |
| Resy Dining Credit | — | $0/yr estimated usable Up to $100/yr Conditional |
| Dunkin' Credit | — | $0/yr estimated usable Up to $84/yr Conditional |
| The Hotel Collection Credit | — | $0/yr estimated usable Up to $100/yr Conditional |
| Estimated usable credit value | $0/yr | $180/yr |
| Maximum face value | $219/yr | $524/yr |
Estimated usable value applies the same conservative assumptions used by the optimizer. Maximum face value assumes every listed credit is used in full.
Find your modeled setup
The optimizer searches eligible portfolios against your stated spending—not just two cards at a time—and reports whether the result was proven within the selected catalog and run inputs.
Run the optimizer — free