Comparison brief
Amex Business Gold vs. Chase Ink Business Preferred
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Business Gold auto-selects the top two monthly categories from six eligible families: advertising media, electronics/software/cloud providers, restaurants, gas, transit, and wireless phone service. It earns 4x on those categories up to a combined $150,000 per calendar year; Ink Preferred earns fixed 3x on travel, shipping, social/search advertising, and internet/cable/phone services, with streaming excluded.
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