Card economics
Capital One Venture
Annual fee
$95/yr
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Welcome offers change frequently — check the issuer's page for the current offer.
Earn rates
| Category | Rate |
|---|---|
| Capital One Entertainment | 5x |
| Capital One Travel - Hotels | 5xPortal only |
| Capital One Travel - Rental Cars | 5xPortal only |
| Capital One Travel - Vacation Rentals | 5xPortal only |
| Capital One Travel - Activities | 5xPortal only |
| Flights outside issuer portals | 2x |
| Hotels outside issuer portals | 2x |
| Other travel outside issuer portals | 2x |
| Travel - Car Rentals / Agencies / Cruises | 2x |
| Everything else | 2xBase rate |
Transfer partners: Capital One Miles
Fee calculator
Sticker Fee
$95/yr
Credits
-$30
Effective Fee
$65
Credits & Benefits
Max: $120/yr · every_4_years
Up to $120 every 4 years for Global Entry or TSA PreCheck (~$30/yr effective). Statement credit.
Catalog record last reviewed Aug 2, 2026. Issuer terms and available offers control and may change.
Next step
One card is a start. The modeled setup is the whole wallet.
The Capital One Venture might be useful on its own, but the modeled combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal within that run's inputs or is the strongest valid setup found before timeout.
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