Card economics
Southwest Rapid Rewards Priority
Annual fee
$229/yr
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Earn rates
| Category | Rate |
|---|---|
| Dining | 2x |
| Gas / EV | 2x |
| Everything else | 1xBase rate |
Fee calculator
Sticker Fee
$229/yr
Credits
-$0
Effective Fee
$229
Credits & Benefits
Max: $120/yr ($10/mo) · monthly
3-month complimentary Instacart+ membership (activate by 12/31/2027) plus $10/month Instacart credit. Also includes 1-year complimentary DashPass.
Card terms verified Jul 20, 2026 against official issuer sources.
Next step
One card is a start. The optimal setup is the whole wallet.
The Southwest Rapid Rewards Priority might be great on its own, but the best combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal or is the best setup found within the time limit.
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