Card economics
Southwest Rapid Rewards Priority
Annual fee
$229/yr
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Welcome offers change frequently — check the issuer's page for the current offer.
Earn rates
| Category | Rate |
|---|---|
| Other Southwest Purchases | 4x |
| Southwest Airfare | 4x |
| Dining | 2x |
| Gas stations (excluding Costco Gas) | 2x |
| Everything else | 1xBase rate |
Fee calculator
Sticker Fee
$229/yr
Credits
-$0
Effective Fee
$229
Credits & Benefits
Max: $120/yr ($10/mo) · monthly
3-month complimentary Instacart+ membership (activate by 12/31/2027) plus $10/month Instacart credit. Also includes 1-year complimentary DashPass.
Catalog record last reviewed Aug 2, 2026. Issuer terms and available offers control and may change.
Next step
One card is a start. The modeled setup is the whole wallet.
The Southwest Rapid Rewards Priority might be useful on its own, but the modeled combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal within that run's inputs or is the strongest valid setup found before timeout.
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