Card economics
Chase Ink Business Cash
Annual fee
No annual fee
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Welcome offers change frequently — check the issuer's page for the current offer.
Earn rates
| Category | Rate |
|---|---|
| Everything else | 1xBase rate |
Special rules
5% office supply / internet / cable / phone
These categories earn automatically when the card is selected. Automatic categories: Office Supply Stores, Internet / cable, Wireless / cell phone. Shared cap: $25,000/year. Non-bonus spend earns 1x.
2% gas stations / restaurants
These categories earn automatically when the card is selected. Automatic categories: Gas stations (excluding Costco Gas), Dining, Fast Food. Shared cap: $25,000/year. Non-bonus spend earns 1x.
Catalog record last reviewed Aug 2, 2026. Issuer terms and available offers control and may change.
Next step
One card is a start. The modeled setup is the whole wallet.
The Chase Ink Business Cash might be useful on its own, but the modeled combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal within that run's inputs or is the strongest valid setup found before timeout.
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