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Chase Sapphire Preferred

Chase
VisaChase Ultimate RewardsGood
$95/yrApply Now
Sign-up Bonus

Bonus

100,000 ur

Minimum spend

$5,000

Window

3 mo

Est. value

$1,000

Limited-time public offer observed 2026-07-04: 100,000 points after $5,000 in purchases in the first 3 months from account opening.

Issuer Application Rules

Chase Sapphire-family eligibility applies; verify current issuer terms before applying.

  • 01This credit card is unavailable if you currently have this card open.
  • 02The new cardmember bonus may not be available if you previously held this card or received a new cardmember bonus for this card.
  • 03Chase may consider the number of cards you have opened and closed when determining bonus eligibility.

Suggested cooldown: 48 months between applications.

Earn Rates
CategoryRate
Travel Portal - Flights5x
Travel Portal - Hotels5x
Travel Portal - Other5x
Dining3x
Gas / EV3x
Groceries - Online3x
Streaming3x
Travel - Vacation Homes3x
Travel - Flights2x
Travel - Hotels2x
Travel - Other2x
Everything else1x

Transfer partners: Chase Ultimate Rewards

Fee Calculator

Sticker Fee

$95/yr

Credits

-$30

Effective Fee

$65

Credits & Benefits
Annual Hotel CreditConditional

Max: $100/yr · annual

/yr

Up to $100/year on hotel stays booked through Chase Travel portal. Must book via portal.

Global Entry / TSA PreCheck / NEXUSEasy

Max: $120/yr · every_4_years

/yr

Up to $120 every 4 years for Global Entry, TSA PreCheck, or NEXUS application fee.

Apple TV BenefitConditional

Max: $156/yr · annual

/yr

Complimentary Apple TV for one year when activated by 12/31/2026.

DoorDash DashPassConditional

Max: $120/yr · annual

/yr

Complimentary DashPass membership ($120 value) through 12/31/2027, plus $10/month DoorDash promo credit.

Card terms verified Jul 11, 2026 against official issuer sources.

Official issuer page

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Next step

One card is a start. The optimal setup is the whole wallet.

The Chase Sapphire Preferred might be great on its own, but the best combination depends on your total spending. The optimizer evaluates every possible pairing to find the mathematically proven best setup.

Run the optimizer — free

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