Bilt Palladium
| Category | Rate |
|---|---|
| Dining | 2x |
| Groceries - In-Store | 2x |
| Groceries - Online | 2x |
| Travel - Flights | 2x |
| Travel - Hotels | 2x |
| Travel - Other | 2x |
| Everything else | 2x |
Transfer partners: Bilt Rewards
Rent Payments
This card can earn rewards on rent payments (via Bilt). Most cards earn 0 on rent due to processing fees.
Tiered Rent Earning
Rent earn rate depends on how much non-rent spend you put on this card. 25%+ non-rent ratio → 0.5x rent, 50%+ non-rent ratio → 0.75x rent, 75%+ non-rent ratio → 1x rent, 100%+ non-rent ratio → 1.25x rent. Below 25%: 250 pts/month baseline.
Sticker Fee
$495/yr
Credits
-$200
Effective Fee
$295
Max: $200/yr · annual
$200/year in Bilt Cash, deposited automatically each January 1.
Max: $400/yr · semiannual
$200 semiannually ($400/yr) on hotel bookings through the Bilt Travel portal only.
Card terms verified Jul 11, 2026 against official issuer sources.
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