Bilt Blue
| Category | Rate |
|---|---|
| Everything else | 1x |
Transfer partners: Bilt Rewards
Rent Payments
This card can earn rewards on rent payments (via Bilt). Most cards earn 0 on rent due to processing fees.
Tiered Rent Earning
Rent earn rate depends on how much non-rent spend you put on this card. 25%+ non-rent ratio → 0.5x rent, 50%+ non-rent ratio → 0.75x rent, 75%+ non-rent ratio → 1x rent, 100%+ non-rent ratio → 1.25x rent. Below 25%: 250 pts/month baseline.
Card terms verified Jul 11, 2026 against official issuer sources.
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Next step
One card is a start. The optimal setup is the whole wallet.
The Bilt Blue might be great on its own, but the best combination depends on your total spending. The optimizer evaluates every possible pairing to find the mathematically proven best setup.
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