Amex Platinum
| Category | Rate |
|---|---|
| Travel - Flights | 5x |
| Travel - Hotels | 5x |
| Everything else | 1x |
Transfer partners: Amex Membership Rewards
Sticker Fee
$895/yr
Credits
-$485
Effective Fee
$410
Max: $200/yr · annual
For ONE chosen airline only. Covers baggage fees, seat upgrades, in-flight purchases. Does NOT cover ticket purchases. Must select airline each January.
Max: $600/yr · annual
Fine Hotels+Resorts or The Hotel Collection only. Semiannual credits; THC requires a 2+ night stay.
Max: $300/yr ($25/mo) · monthly
Monthly. Covers Disney+, Hulu, ESPN+, Peacock, NYT, Paramount+, WSJ, YouTube, and select others. Auto-enrolled.
Max: $200/yr ($15/mo) · monthly
$15/month, $20 in December. Uber or Uber Eats. Monthly, no rollover.
Max: $120/yr · annual
Statement credits for an eligible auto-renewing Uber One membership.
Max: $300/yr · quarterly
$75/quarter ($300/yr) at lululemon. Replaced the Saks credit in September 2025. Enrollment required.
Max: $400/yr · quarterly
$100/quarter ($400/yr) at U.S. Resy restaurants. Enrollment required.
Max: $155/yr ($13/mo) · monthly
Covers a monthly Walmart+ membership (~$155/yr incl. tax). Requires keeping the membership active.
Max: $200/yr · annual
Up to $200/yr toward Oura Ring hardware purchases from ouraring.com. Enrollment required.
Max: $300/yr · annual
Up to $300/yr toward Equinox memberships. Requires an Equinox membership; enrollment required.
Max: $219/yr · annual
Covers CLEAR Plus membership. Airport security fast-lane. Must enroll through Amex.
Max: $120/yr · every_4_years
Up to $120 for Global Entry or TSA PreCheck. Once every 4 years (~$30/yr effective).
Card terms verified Jul 11, 2026 against official issuer sources.
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