Card economics
Prime Visa
Annual fee
No annual fee
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Welcome offers change frequently — check the issuer's page for the current offer.
Earn rates
| Category | Rate |
|---|---|
| Amazon | 5% |
| Whole Foods | 5% |
| Chase Travel - Flights | 5%Portal only |
| Chase Travel - Hotels | 5%Portal only |
| Chase Travel - Rental Cars / Activities | 5%Portal only |
| Dining | 2% |
| Gas stations (excluding Costco Gas) | 2% |
| Transit | 2% |
| Everything else | 1%Base rate |
Catalog record last reviewed Aug 2, 2026. Issuer terms and available offers control and may change.
Next step
One card is a start. The modeled setup is the whole wallet.
The Prime Visa might be useful on its own, but the modeled combination depends on your total spending. The optimizer searches eligible portfolios and clearly labels whether the result was proven optimal within that run's inputs or is the strongest valid setup found before timeout.
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